Two stablecoin updates in Tyler Warner’s Morning Minute, published November 13, 2026, concern different parts of a payment journey: what a customer can do in an app, and how eligible companies can settle obligations on a network.
In the app: SoFi added Polygon as the third network for SoFiUSD, which the newsletter describes as the first stablecoin issued by a U.S. national bank. It reported that SoFi’s 17 million members can buy, hold and convert SoFiUSD in the app without a separate wallet or manual bridging. The report did not specify how users authorize those actions or describe their fees.
At settlement: The newsletter reported that Anchorage Digital made Western Union’s USDPT available to settle on VisaNet. It described USDPT as the first Anchorage-issued stablecoin that Visa and eligible companies can use to settle obligations on the network. That is a settlement capability for eligible companies, not a reported change to a customer checkout flow.
Original report: Decrypt’s Morning Minute, published November 13, 2026, at 21:03 UTC+8.