In a report published on November 13, 2026, at 23:08:31 (UTC+08:00), TechFlow said OpenAI’s help center had described ChatGPT Wallet as available to eligible US Pro users. The feature lets the agent dot make a payment on a user’s behalf only after the user approves the purchase.
Eligible users can add a US-issued payment card to Wallet. Before each transaction, they review and approve what dot is buying. Wallet then generates a payment token linked to the card so dot can complete checkout without sharing the actual card details with the merchant or the agent.
The feature applies only in conversations with dot. Users must be at least 18, live in the US and have a US billing address. Approving a purchase also requires biometric verification on a supported device. The report describes a card-based checkout flow, not a crypto or Lightning payment.