Potential XRP Price Surge Leading Up to the 2028 Bitcoin Halving

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How High XRP May Rise Before the 2028 Bitcoin Halving
How High XRP May Rise Before the 2028 Bitcoin Halving
March 9, 2025

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In the best-case scenario, XRP could reach double-digit prices by the next Bitcoin halving, while a bearish scenario may see it remain lower.
XRP remains one of the leading crypto assets that many in the industry closely monitor regarding its price performance. Currently, XRP is trading at $2.35, having decreased by 7% over the past 24 hours. Nevertheless, many anticipate a future where XRP could attain double-digit values.
The cryptocurrency market operates on a four-year cycle, characterized by price fluctuations that are often influenced by Bitcoin’s halving events. Historically, XRP’s price has reflected the seasonality of Bitcoin halvings.
The most recent halving of Bitcoin took place in 2024, and since then, XRP’s price has surged. With 1,133 days remaining until the 2028 Bitcoin halving, XRP holders are keen to assess how the token will perform in the interim.

Bitcoin 2028 halving countdown by CoinGecko
This analysis will rely on XRP’s historical performance between Bitcoin halvings and expert insights.
XRP Rise from 2016 to the 2020 Bitcoin Halving and from 2020 to 2024
Bitcoin’s 2016 halving occurred on July 9, when BTC was trading as low as $633. By the time of the next halving, its price had soared to nearly $10,000—a 15X increase.
During the 2016 halving, XRP was valued at just $0.006624. By May 11, 2020, when Bitcoin underwent its next halving, XRP had risen to $0.2002. This represented an increase of nearly 2,922% from its 2016 lows.
However, by the 2024 halving on April 20, XRP was trading at $0.5299. From the lows of the previous halving to the highs of the 2024 halving, XRP only increased by 194%. In contrast, Bitcoin’s price rose by 681% from its previous halving lows to the highs at the 2024 halving.
Many attribute XRP’s relatively lackluster performance between 2020 and 2024 to the SEC lawsuit. Although XRP achieved a victory in the lawsuit in 2023, it was not until November 2024 that its price began to show an upward trend.
How Will XRP Perform Between Now and the 2028 Halving?
Since the 2024 halving, XRP’s price has increased by 370%, currently trading at $2.35. The pressing question now is how XRP will perform until the April 2028 Bitcoin halving.
If XRP mirrors its performance from 2016 to 2020, where it surged by 2,922%, its price from the 2024 halving lows would reach $15.10.
Conversely, if it follows the trend from 2020 to 2024, wherein it increased by 194%, its price from the April 2024 halving low of $0.4995 would rise to $1.47 by the 2028 halving. This projection indicates a bearish outlook for XRP over the next three years.
Meanwhile, starting from the current level of $2.35, this would position XRP’s price at around $6.91 by 2028.
AI Projection for XRP by 2028
According to ChatGPT, if XRP follows a bearish cycle, it may reach $6-$11 by 2028. However, if it replicates the surge from 2016-2020, it could reach $22.
With sustained bullish adoption and growth in utility, XRP might climb to between $30 and $40+ in the coming years. In extreme bullish scenarios, driven by global adoption and institutional utilization, XRP could exceed $44.