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Angel Investor Says 10,000 XRP Portfolio Today Can Turn Into $2.5 Million
June 10, 2025
XRP
Angel investor Armando Pantoja has boldly asserted that a portfolio holding just a few thousand XRP tokens could grow to $2.5 million. Pantoja shared this perspective in a recent tweet, emphasizing the significance of holding 10,000 XRP tokens. He compared its potential to owning one whole Bitcoin or acquiring 50 Ethereum tokens.
According to him, every financially savvy individual knows the value of holding 10,000 XRP, 1 Bitcoin, or 50 ETH — and simply waiting for the portfolio to grow, potentially reaching as high as $2.5 million. At that point, he recommends diversifying into even more secure investments, such as real estate.
Buying 10,000 XRP and Turning It Into $2.5 Million
Notably, acquiring 10,000 XRP today would require an investment of $22,300, based on the current token price of $2.23. As of now, data from the XRP Rich List shows that only 166,170 wallets hold between 10,000 and 25,000 XRP, while 159,509 wallets hold between 5,000 and 10,000 tokens.
For context, XRP has over 6.5 million wallet addresses. Less than 4% of these addresses hold at least 10,000 XRP. This highlights a significant disparity and how few investors meet this threshold. Conversely, over 5 million addresses hold 500 XRP or fewer, indicating that the majority of XRP holders are retail investors, while whales possess most of the supply.
Meanwhile, analysts like Pantoja and Edoardo Farina of Alpha Lions Academy continue to stress the significance of holding 10,000 XRP tokens. According to them, this level of accumulation could lead to unprecedented financial freedom. Pantoja’s latest projection that 10,000 XRP could one day be worth $2.5 million reinforces this vision.
With fewer than 4% of XRP wallets at this level, the analysts urge investors to consolidate and build their holdings to reach this threshold and join the top tier of XRP holders.
Meanwhile, Pantoja’s proposition implies that XRP would need to rise to $250 per token for 10,000 XRP to be worth $2.5 million. This is a staggering increase of 11,111% from the current price of $2.23.
Several analysts have echoed this bullish outlook, with some, like Javon Marks, suggesting a $250 price target could be achieved in this cycle. At that price, XRP’s market cap would reach approximately $15 trillion, up from about $131 billion today.
Turning Bitcoin and Ethereum Portfolios Into $2.5 Million
Pantoja also proposed that a portfolio containing 1 Bitcoin could be worth $2.5 million in the future. Currently, 1 BTC is at around $105,500. His prediction aligns with that of ARK Invest, which projects a potential price of $2.4 million per Bitcoin by 2030 in an extremely bullish scenario.
As for Ethereum, holding 50 ETH today is worth about $125,000. For this portfolio to reach $2.5 million, Ethereum would need to rise to $50,000 per coin. According to prediction outlet Telegaon, ETH could reach that level between 2040 and 2050.
Still, these projections, while promising, remain highly speculative.
What to Do After Reaching $2.5 Million
Pantoja suggests that once investors hit the $2.5 million mark, whether through XRP, Bitcoin, or Ethereum, the next step should be to purchase a home and invest in assets yielding 3% to 5% annually. This strategy, he says, would help cover taxes and allow one to live a life of financial freedom.
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